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Network Information

The Case Western Reserve University Student Medical Plan, subject to the outlined benefits, limits and exclusions, protects the student during the term for which the fee has been paid. The Plan reserves the right to coordinate benefits with any other medical coverage.

Participants of the Case Western Reserve University Student Medical Plan are encouraged to access providers in the Emerald Health Network for services received in Ohio and the Beech Street Network for services received out-of-state. Both Emerald Health and Beech Street include hospitals, physicians and ancillary providers. Participants may realize substantial savings by utilizing providers that are in the Emerald Health PPO Network and/or the Beech Street PPO Network.

For Network Information and provider directories:

Emerald Health – 800-346-3141
Beech Street – 800-877-1666

Failure to utilize a network provider, either an Emerald Health PPO provider for services received in Ohio or a Beech Street PPO provider for services outside-of-Ohio, will result in a benefit reduction to 60% of covered charges.

In the case of a medical emergency as determined by the claims administrator, a participant who obtains health care from an out-of-network provider will be subject to the in-network limits and restrictions with respect to such care. When hospital or medical care is required because of a Sickness or Injury eligible for benefits under this Plan, the reasonable and customary expense actually incurred will be paid, up to the specified limits for each Sickness or Injury.